Protect Your Most Valuable Asset
Your property represents years of hard work and investment. Whether it's your home, office, shop, or industrial facility, protecting it against unforeseen events is crucial. Our comprehensive property insurance solutions provide complete coverage against a wide range of risks, ensuring your peace of mind.
Saral Insurance Broking's property insurance policies are designed to cover both the structure and contents of your property, offering financial protection against damage or loss due to fire, natural disasters, theft, and other covered perils.
Key Features & Benefits
- Coverage for building structure and contents
- Protection against fire, lightning, and explosion
- Natural disaster coverage (earthquake, flood, storm)
- Burglary and theft protection
- Machinery breakdown coverage
- Business interruption insurance
- Public liability coverage
- 24/7 emergency assistance
- Quick claim settlement process
- Flexible premium payment options
Types of Property Insurance Coverage
🔥 Fire Insurance
Comprehensive coverage against fire, lightning, explosion, and related perils. Includes damage from firefighting operations.
🏠 Homeowners Insurance
Complete protection for your residence including structure, contents, and personal belongings against multiple risks.
🏪 Shopkeeper's Insurance
Specialized coverage for retail businesses protecting stock, fixtures, and business operations.
🏭 Industrial All Risk
Comprehensive coverage for industrial properties including machinery, equipment, and business interruption.
🚨 Burglary Insurance
Protection against theft, burglary, and housebreaking with coverage for stolen items and property damage.
⚙️ Machinery Breakdown
Coverage for sudden and unforeseen breakdown of machinery and equipment, including repair costs.
🏗️ Contractor's All Risk
Specialized insurance for construction projects covering materials, equipment, and third-party liabilities.
💼 Office Package Policy
Comprehensive coverage for office premises including contents, electronics, and employee belongings.
What's Covered?
Standard Coverage Includes:
- Fire and allied perils (lightning, explosion, implosion)
- Natural calamities (earthquake, flood, storm, cyclone)
- Man-made perils (riots, strikes, malicious damage)
- Burglary, theft, and housebreaking
- Impact damage from vehicles or aircraft
- Water damage from burst pipes or tanks
- Electrical and mechanical breakdown
- Temporary removal of contents
- Architect and surveyor fees
- Debris removal costs
Add-On Coverage Options
- Terrorism Cover: Protection against damage from terrorist activities
- Loss of Rent: Compensation for rental income loss during repairs
- Alternative Accommodation: Temporary housing costs if property becomes uninhabitable
- Valuable Items: Enhanced coverage for jewelry, art, and collectibles
- Electronic Equipment: Specialized coverage for computers and electronics
- Glass Breakage: Coverage for accidental glass and mirror damage
- Public Liability: Protection against third-party injury or property damage claims
- Employee Compensation: Coverage for workplace injuries to employees
Who Should Buy Property Insurance?
- Homeowners and residential property owners
- Commercial property owners and landlords
- Retail shop and showroom owners
- Office and business establishments
- Industrial and manufacturing units
- Contractors and construction companies
- Warehouse and storage facility owners
- Educational institutions and hospitals
Why Choose Saral Insurance Broking for Property Insurance?
- Partnerships with top-rated insurance companies
- Customized coverage based on your specific needs
- Competitive premium rates with maximum coverage
- Expert risk assessment and property valuation
- Quick policy issuance and documentation
- Dedicated claims support team
- Fast surveyor appointment and claim processing
- Regular policy reviews and updates
- Transparent terms with no hidden clauses
Claim Process
Our streamlined claim process ensures you receive timely assistance when you need it most:
- Step 1: Immediately notify us via our 24/7 helpline
- Step 2: Take necessary steps to prevent further damage
- Step 3: Document the damage with photographs
- Step 4: Our surveyor will assess the damage within 24-48 hours
- Step 5: Submit required documents with our assistance
- Step 6: Receive claim settlement as per policy terms