Travel with Confidence
Travel is one of life's greatest pleasures, but unexpected events can turn your dream vacation into a nightmare. From medical emergencies and trip cancellations to lost baggage and flight delays, numerous risks can disrupt your travel plans. Travel insurance provides comprehensive protection, ensuring you can explore the world with peace of mind.
Saral Insurance Broking's travel insurance plans cover both domestic and international travel, offering protection against medical emergencies, trip interruptions, baggage loss, and much more. Whether you're traveling for leisure, business, or adventure sports, we have the right coverage for you.
Key Features & Benefits
- Medical emergency coverage up to $500,000
- Emergency medical evacuation and repatriation
- Trip cancellation and interruption coverage
- Lost, stolen, or delayed baggage protection
- Flight delay and missed connection coverage
- Personal accident and disability coverage
- Passport loss assistance
- 24/7 global emergency assistance
- Adventure sports coverage available
- COVID-19 coverage included
Types of Travel Insurance Plans
🌍 International Travel
Comprehensive coverage for overseas trips with high medical coverage and worldwide assistance.
🇮🇳 Domestic Travel
Protection for trips within India covering medical emergencies, trip delays, and baggage loss.
👨👩👧👦 Family Travel Plans
Single policy covering entire family with cost-effective premiums and comprehensive protection.
👴 Senior Citizen Plans
Specialized coverage for travelers above 60 years with enhanced medical protection.
🎓 Student Travel Insurance
Long-term coverage for students studying abroad with study interruption benefits.
🏔️ Adventure Sports Cover
Specialized protection for adventure activities like skiing, scuba diving, and trekking.
🔄 Annual Multi-Trip
Year-long coverage for frequent travelers with unlimited trips up to specified days.
🚢 Cruise Insurance
Specialized coverage for cruise vacations including missed port and cabin confinement.
What's Covered?
Medical Coverage:
- Emergency medical treatment and hospitalization
- Doctor consultation and prescription medicines
- Emergency dental treatment (accidental)
- Medical evacuation to nearest facility
- Repatriation of mortal remains
- Compassionate visit by family member
- COVID-19 treatment expenses
Trip Protection:
- Trip cancellation due to covered reasons
- Trip interruption and early return
- Trip delay compensation
- Missed flight connection coverage
- Travel document loss assistance
- Hotel accommodation extension
Baggage & Personal Effects:
- Lost, stolen, or damaged baggage
- Delayed baggage compensation
- Personal belongings protection
- Laptop and electronic device coverage
- Emergency shopping allowance
Personal Liability:
- Third-party bodily injury liability
- Third-party property damage liability
- Legal expenses coverage
Add-On Coverage Options
- Adventure Sports: Coverage for skiing, scuba diving, bungee jumping, etc.
- Golf Cover: Protection for golf equipment and hole-in-one expenses
- Rental Car Excess: Coverage for rental vehicle damage excess
- Business Equipment: Protection for laptops, cameras, and business tools
- Pre-Existing Conditions: Coverage for declared medical conditions
- Trip Cancellation Plus: Enhanced cancellation coverage for any reason
- Terrorism Cover: Protection against terrorism-related incidents
- Natural Disaster Cover: Extended coverage for natural calamities
Domestic Travel Insurance
Our domestic travel insurance is perfect for trips within India:
- Medical emergency coverage up to ₹5 lakhs
- Trip cancellation and delay benefits
- Baggage loss and delay coverage
- Personal accident coverage up to ₹10 lakhs
- Emergency hotel accommodation
- Affordable premiums starting from ₹50 per day
International Travel Insurance
Comprehensive protection for overseas travel:
- Medical coverage up to $500,000
- Emergency evacuation and repatriation
- Worldwide 24/7 assistance network
- Schengen visa compliant coverage
- Coverage in USA, Canada, Europe, Asia, and worldwide
- COVID-19 treatment included
Who Should Buy Travel Insurance?
- International leisure and business travelers
- Families planning vacations abroad
- Senior citizens traveling domestically or internationally
- Students going abroad for education
- Adventure enthusiasts and sports travelers
- Frequent business travelers
- Cruise vacation travelers
- Anyone traveling to countries with high medical costs
Why Choose Saral Insurance Broking for Travel Insurance?
- Instant policy issuance within minutes
- Competitive premiums with maximum coverage
- 24/7 global emergency assistance hotline
- Cashless hospitalization at network hospitals worldwide
- Quick claim settlement process
- COVID-19 coverage included as standard
- Flexible plans for all types of travelers
- Easy online policy purchase and management
- Expert guidance on coverage selection
- Partnerships with leading travel insurers
Claim Process
Our streamlined claim process ensures quick assistance:
- Step 1: Contact our 24/7 emergency helpline immediately
- Step 2: Obtain treatment at network hospital (cashless) or any hospital
- Step 3: Collect all medical bills, reports, and prescriptions
- Step 4: File claim within 30 days of return
- Step 5: Submit required documents (medical bills, police report for theft, etc.)
- Step 6: Claim assessment by insurance company
- Step 7: Settlement directly to your bank account
Important Travel Tips
- Purchase insurance immediately after booking your trip
- Declare all pre-existing medical conditions
- Keep emergency contact numbers handy
- Carry physical and digital copies of your policy
- Understand what's covered and excluded
- Keep all receipts and documentation
- Report incidents to local authorities when required
- Contact insurer before expensive medical procedures
Exclusions (Common)
Standard exclusions that apply to most travel insurance policies:
- Pre-existing medical conditions (unless declared and covered)
- Travel against medical advice
- Intentional self-injury or suicide
- Travel to war zones or restricted areas
- Losses due to alcohol or drug influence
- Routine medical check-ups
- Non-emergency cosmetic procedures
- Pregnancy-related complications (after specified weeks)